At my wits end and very stressed out **big vent**

Originally Posted by Ping

Maybe I just don't understand the site. They have a thing about cost of procedure and I have no way of knowing that. It could be 1000s of dollars or a couple of hundred I have no way of knowing.

As for way my family won't help pay well like me they make little money. My mom is on disability for a back injury, step dad makes not a lot, plus they are raising a 10 yr old little boy. My oldest sister works as a housekeeper at a small hotel not a lot of money. One sister is a druggie with a daughter to support with a low life boyfriend. My other sister has no job and her hubby only works as a preacher at small church. My dad is in another state with not a lot of money. Just went through a divorce and has not furninator. My other family members just can't afford it. And because I know they can't I haven't asked them.

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Understood about the family thing...

As for Care Credit... the 'cost of procedure' thing is for when you know going in how much the appt will cost... I don't have it yet (my credit is shot to h***, so I have to wait to get it), but from what I've figured out, it's an open line of credit for use with vets and for human medical needs. You can put anywhere from $1 to whatever your limit is. the cost of procedure calculator will tell you how much your payments will be after the fact. Hold on a sec....

(after rummaging through the FAQ's on their site)

Okay... I knew I'd read something in there about $1... the minimum you can finance is 300... which bites... the FAQ is kinda confusing... I understand your confusion.

Honestly, I'd apply for it... pick a doctor and apply... but also, seriously sit down with the hubby and do that heart to heart. You can catch up on the utilities next month... unless they're threatening to shut off, send them each a little bit... they shouldn't whine too much if you send them something... 10 bucks maybe... then put the rest of the money toward your health... it's vastly more important than cable. If you can get most of the money together, then maybe family can contribute ten or fifteen... to help... just a thought...

I do understand the boat you're in, even if not the actual medical crisis... I'm 34 and have had insurance for less than a year cumulative (a few months here, a few there) since i was 24. People with insurance don't really understand what it's like being without it. what I currently have is barely insurance... I get 5 doctor visits a year (and i killed off three of them over a sprained hand). I long for the day I have REAL insurance.

A.

Your health is #1

Cable and telephone and whatever else can wait. You are in a crisis and need to have some healthcare and have this problem looked into.

Your husband doesn't understand the seriousness of the situation. You need to make him see that it's serious and not normal to be bleeding this much and for this long.

You need to sit him down and tell him that this is serious and you have to get in to see a doctor, no matter what the cost.

As a last resort I'd recommend that you drive yourself to Canada and show up an ER! Here they will look after you no matter where you are from. They'll take care of you first and worry about the cost later. And if you don't have insurance, than us Canadians will pick up the tab for whatever procedure they did for you.

It's a long drive from Georgia, but man, you need to get into a hosptal and have something done.

I am praying for you Ping. I am hoping that you just need a D & C.

Maybe you need to tell your hubby you aren't bleeding you are hemmoraging and really that is what it is.

Ping, my heart goes out to you.

Originally Posted by Ping

Best I can tell from the CareCredit is that they only cover procedures and not appts.

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My mom has care credit for hers, my sister, and my dentist appointments. It covered all appointments, cleanings, cavities, etc. It really is just a credit card that can only be used at doctors offices that accept it. It SEEMED to give a larger credit limit than what a normal card would give, I'm assuming that is because it is meant for high charges.


This is a HUGE deal and some men just don't understand the urgency of health care. I know it can be hard to express to a person how you are feeling, but not having TV for a month is a lot better than not having you!!!

I'll keep you and your family in my prayers. Your health, and their wisdom to see that you wouldn't be making a big deal out of nothing.

Somewhat of an update. After hubby got up he saw me kinda go over the deep end from all the stress I have been under. He said make an appt and see a doctor no matter what it costs. And right before he walked out the door he said he wanted to talk to me in the morning. So we will see what that conversation holds.

That makes me feel a little bit better and I hope it does you also Toughie.
Please keep me updated kiddo.

I will thank you for the support.

OMG how scary.. I really hope you can get to the doctor soon.

I'm sure the chat with your hubby will go well...he loves you

How stressful for you, I hope that things get better. I read that you got a charity application from your ER. I would definitely call the patient accounting department in your hospital and see if there are any other programs that they have for individuals without health insurance. I work for a non-profit hospital and they have lots of charity programs for people that don't have health insurance...sometimes you just have to dig.

This may be out of left field, but is there a planned parenthood nearby? The one near my old house had gyns on staff and they were more than willing to help people who had little or no money.

Just off the top of my head. I mean I know this isn't a 'parenting' issue, but if there is one within driving distance it might not hurt to give them a call so at least you can see someone. I don't know if it'll help, but I just thought I'd throw it out there.

The conversation this morning was not a bad one. No one got mad or upset. Basically he said he was sorry that he didn't understand the stress this was causing. And that being a man and all he doesn't know whats an urgent situation with this and all that. That he has talked to some women at work who have been through all this and they don't him basically the stress won't go away until I get to a doctor and find the cause of this and stop it. He also told me to make an appt for either Thursday or Friday and get in there and see the doctor.

Also he is very worried about my stress levels. He wants me to go and stay a night or two at my mom's and destress myself. I don't know if I will do that or not. I feel weird about that. But I may plan a trip out there and just spend the day out there and come back in the late afternoon.

An older gentlemen in the area (my landlord's dad) wants me to come out tomorrow and help him pick peas in his garden. He is pretty old and does not have much help out there and its just a few minutes from my home. So I think I will go out there and help him a bit. I can only stay 1 1/2hrs and help him but it will get me out of the house and away from the kids and stress.

Oh and side note I still haven't stopped bleeding but money wise Thursday or Friday is the earliest I can try and get in.

Originally Posted by MuttigreeMom

This may be out of left field, but is there a planned parenthood nearby? The one near my old house had gyns on staff and they were more than willing to help people who had little or no money.

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There is one over an hour away. But I am to the point I am leary of low cost options such as that. The last one did very little and gave me medicine that so far has not worked and told me to find another doctor.

I'm glad Hubby is finally understanding, men can be so obtuse sometimes.
hang in there Ping.

I don't know Ping, Mutties idea sounds like a possibility. At this point file all ideas away for possible future use.