We got turned down for the debt consolidation loan thing
I tried to explain how extremely hard it is anymore for us .......... I pay late fees on our mortgage (just late, it doesnot go on our credit), cant pay our electric/water/cable on time ever, im 2 months passed due on our homeowner's association, blah, blah blah. His next suggestion is the credit counseling thing thru their company. Honestly, IMO, right now, it is in our better interest. I cannot live like this anymore.......... its so damned depressing. So, I called hubby and he said absolutely not, to go back to lendingtree.com. I have heard bad things about credit counseling.... I just wish my husband would look at other things. He doenst see how it affects us, since he never pays the bills, he doesnt see the account half the time.