After just paying out a fortune ($1100.)for Sweetie and Juno's stays in the hosp. due to recalled food I'm wondering if anyone has pet insurance and if they would share their experiences with it, such as do the companies pay etc. I'm not asking for referrals or insurance co. names. Are the premiums worth it. I've priced ins. for both of mine and it would be $28 per month. Seems to me that's kind of expensive. I don't need ins. for normal care just for hosp. I would appreciate your input. I'm not sure if this thread belongs here so someone can move it for me if I'm in the wrong place.