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How often do you....

post #1 of 28
Thread Starter 
"bank" your points?

I'm a little crazy about this and try to bank them whenever I hit 100 points. I don't know why, but I just do, and hate it when it gets higher than that

Please tell me that I'm not the only one thats obsessive in this sort of way?
post #2 of 28
LOL you are not alone!
I am quite the little saver so I am always thinking about that interest and try to bank them every few days!!
post #3 of 28
I usually bank them at about 100 points too - but I'm anal-retentive!
post #4 of 28
I honestly couldn't even tell you how many points I even have right now. Guess we'll see when I click 'Submit Reply'. I try to bank them when I think about it.
post #5 of 28
The more you have in the bank, the more bank interest you get!
post #6 of 28
Okay, this is going to sound dumb....why do you bank points? Can you use them if they're banked? How do you get them out of the bank. At what point should you bank them? How often do you get interest, and how much? Oh, so many questions!!! I guess it's rather obvious that I'm pretty new to all this!


Pookie
post #7 of 28
Yeah i do it at about 100 as well. That 2% makes a big difference!
post #8 of 28
It depends how close it is to interest pay out time, but I usually get to about 500 before I bank them,
post #9 of 28
Quote:
Originally Posted by Pookie-poo View Post
Okay, this is going to sound dumb....why do you bank points? Can you use them if they're banked? How do you get them out of the bank. At what point should you bank them? How often do you get interest, and how much? Oh, so many questions!!! I guess it's rather obvious that I'm pretty new to all this!
Pookie
If you click on bank it will show you the next interest payout time. I think it is every 2 days? When they are banked, you earn 2% interest on them which makes up for the tax on the gifts!
post #10 of 28
I keep forgeting to bank mine thanks for the reminder. I pobably could have gotten quite a bit in interest if I had.
post #11 of 28
I never remember to bank them. Normally, I'm rather anal about things like that, too!
post #12 of 28
Dang y'all...I'd never banked mine at all! LOL! So I guess I'll go do that...

...the only question that doesn't seem to have been answered so far is can you still spend them after you've banked them?

Hilda>^..^<
post #13 of 28
Sure - you just withdraw them from the bank and then you can spend them. I try to keep as many banked as I can, for that interest! but if I want to buy something I just pop in, check out the price and withdraw enough for what I want.
post #14 of 28
I do it whenever I remember too.

Lately I keep enough for 2 gifts unbanked though.
post #15 of 28
Quote:
Originally Posted by LokisMum View Post
Sure - you just withdraw them from the bank and then you can spend them. I try to keep as many banked as I can, for that interest! but if I want to buy something I just pop in, check out the price and withdraw enough for what I want.

A-ha! Thank ya' ma'am!...er, mum!

Hilda>^..^<
post #16 of 28
I bank them whenever I remember
post #17 of 28
Whenever I remember, it's not like I have tons of points compared to most people.
post #18 of 28
I have never banked my points. I guess it's a good idea if I want to buy more than one gift for people.
post #19 of 28
Around 100 or so.. whenever I notice, or have nothing else to do.
post #20 of 28
I *try* to remember to do it when I sign off for the night, more often than not I forget though
post #21 of 28
I never have any points to bank...I save until I have enough for a gift and then I buy it....I don't really have any reason to save up.
post #22 of 28
I hardly ever bank mine any more, the ones that are in there now, just mainly stay there. I always keep some out of the bank in case I go on a spending spree buying presents for other people. I like to have points on hand for that. I don't wanna hafta go into the bank to get them out.
post #23 of 28
Quote:
Originally Posted by IloveSiamese View Post
I never have any points to bank...I save until I have enough for a gift and then I buy it....I don't really have any reason to save up.
ditto here too........I just wait till I have over the 215 mark then I usually go buy someone a gift...........
post #24 of 28
I banked some once just to find out how to do it but since then I've not even noticed how many points I have, let alone thought about doing anything with them. I guess they'll just build up indefinitely! Do you lose them if you don't use them? Maybe I should bank some more.
post #25 of 28
I bank mine a lot. I gotta earn that interest!
post #26 of 28
I bank mine everyday. And if I post after I banked them I will bank the new points right away.
post #27 of 28
Thread Starter 
Glad to see that there are others out there who are the same as me w/ it!
post #28 of 28
I keep a certain amount in the bank, and then I spend the rest.
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