How often do you....

babyharley · Mar 12, 2007

"bank" your points?

I'm a little crazy about this and try to bank them whenever I hit 100 points. I don't know why, but I just do, and hate it when it gets higher than that

Please tell me that I'm not the only one thats obsessive in this sort of way?

nellers · Mar 12, 2007

LOL you are not alone!
I am quite the little saver so I am always thinking about that interest and try to bank them every few days!!

lokismum · Mar 12, 2007

I usually bank them at about 100 points too - but I'm anal-retentive!

emily_325 · Mar 12, 2007

I honestly couldn't even tell you how many points I even have right now.

Guess we'll see when I click 'Submit Reply'. I try to bank them when I think about it.

lokismum · Mar 12, 2007

The more you have in the bank, the more bank interest you get!

pookie-poo · Mar 12, 2007

Okay, this is going to sound dumb....why do you bank points? Can you use them if they're banked? How do you get them out of the bank. At what point should you bank them? How often do you get interest, and how much? Oh, so many questions!!! I guess it's rather obvious that I'm pretty new to all this!

Pookie

dragoriana · Mar 12, 2007

Yeah i do it at about 100 as well. That 2% makes a big difference!

icklemiss21 · Mar 12, 2007

It depends how close it is to interest pay out time, but I usually get to about 500 before I bank them,

icklemiss21 · Mar 12, 2007

Originally Posted by Pookie-poo

Okay, this is going to sound dumb....why do you bank points? Can you use them if they're banked? How do you get them out of the bank. At what point should you bank them? How often do you get interest, and how much? Oh, so many questions!!! I guess it's rather obvious that I'm pretty new to all this!
Pookie

If you click on bank it will show you the next interest payout time. I think it is every 2 days? When they are banked, you earn 2% interest on them which makes up for the tax on the gifts!

sibohan2005 · Mar 12, 2007

I keep forgeting to bank mine thanks for the reminder. I pobably could have gotten quite a bit in interest if I had.

white cat lover · Mar 12, 2007

I never remember to bank them.

Normally, I'm rather anal about things like that, too!

hilda>^..^< · Mar 12, 2007

Dang y'all...I'd never banked mine at all! LOL! So I guess I'll go do that...

...the only question that doesn't seem to have been answered so far is can you still spend them after you've banked them?

Hilda>^..^<

lokismum · Mar 12, 2007

Sure - you just withdraw them from the bank and then you can spend them. I try to keep as many banked as I can, for that interest! but if I want to buy something I just pop in, check out the price and withdraw enough for what I want.

natalie_ca · Mar 12, 2007

I do it whenever I remember too.

Lately I keep enough for 2 gifts unbanked though.

hilda>^..^< · Mar 12, 2007

Originally Posted by LokisMum

Sure - you just withdraw them from the bank and then you can spend them. I try to keep as many banked as I can, for that interest! but if I want to buy something I just pop in, check out the price and withdraw enough for what I want.

A-ha! Thank ya' ma'am!...er, mum!

Hilda>^..^<

trouts mom · Mar 12, 2007

I bank them whenever I remember

missymotus · Mar 12, 2007

Whenever I remember, it's not like I have tons of points compared to most people.

miagi's_mommy · Mar 12, 2007

I have never banked my points.

I guess it's a good idea if I want to buy more than one gift for people.

leto86 · Mar 12, 2007

Around 100 or so.. whenever I notice, or have nothing else to do.

katiemae1277 · Mar 12, 2007

I *try* to remember to do it when I sign off for the night, more often than not I forget though

How often do you....

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