I don't. I've never worried about it before I spoke to my friend the other day. She just spent $1500 on emergency surgery after her cat got into the sewing basket and ate some thread. So now she's got insurance to cover any future incidents.
I've always saved a bit for emergencies- whether it be cat related or other. But I was thinking about how much I would be willing to spend to save my little ones and well, it's a whole lot more than I can afford. My issue with any pet insurance I can afford (as I understand it) is that it's very specific and there are many things it doesn't cover. I know that for general vet visits (for vaccinations, check-ups, etc.) nothing is covered. So I'm wondering if this is a good value or not. Would I just end up paying all this money to an insurance place and potentially not be able to use it? Is it better for me to save what I can now and just figure out how to deal with it if/when a problem comes up? What is your plan?
I've always saved a bit for emergencies- whether it be cat related or other. But I was thinking about how much I would be willing to spend to save my little ones and well, it's a whole lot more than I can afford. My issue with any pet insurance I can afford (as I understand it) is that it's very specific and there are many things it doesn't cover. I know that for general vet visits (for vaccinations, check-ups, etc.) nothing is covered. So I'm wondering if this is a good value or not. Would I just end up paying all this money to an insurance place and potentially not be able to use it? Is it better for me to save what I can now and just figure out how to deal with it if/when a problem comes up? What is your plan?