I don't get the bank option. Does it require real money deposits, or just point deposits. Should i put my points in the bank? I tried this and a message came up saying invalid.
Even though it says you have 323 points, sometimes you have 322.23 etc and so it won't let you deposit the final point, so try depositing a little less.
The only reason to deposit your points is that you can get paid interest on them if they are in the bank... it is totally up to you