Ok, I hope someone see this if I post it here, but it seemed like the best place.
What is the difference between the "Points" and the "Bank"? And where should I have the majority of mine so they earn interest?
I assume they should be in the "bank" to earn interest and the "points" when I buy something...
But when I look at how others allocate theirs... I confuse myself.
That's not hard though