Within 2 days, two bills have been wiped out! I got a bonus from my last job, and I wiped out my Best Buy credit card ($1900) & closed that account. And, I sold something for $500, which will wipe out the remaining $150 on hubby's Dell laptop, which will be closed out, too! We will now be saving a total of $120/month!
I knew eventually everthing would come together for us. Now, we are hoping we will be qualified to refinance, which would save us an extra $100 a month. Initially, our loan officer told us we were not qualified due to high debt ratio, but she proceeded on with it. Last week, she said our paperwork made it to the 2nd step, which is loan funding, I believe, which she said is great news. We had to put $500 down to start the process, but once we get qualified, we get the money back. Had we chosen to stop the paperwork, it would have been non-refundable, which is why she chose to push forward. If they somehow turn us down, we also get the $$$$ back. I am just so relieved to have 2 bills wiped out!
