Me, oh yeah. I am the Budget Nazi. It gets laid out each fortnight in a table, with every bill paid in instalments so we never, ever get a big bill we can't afford. I've worked out roughly how much we spend on EVERYTHING over a one-year period, divided it into 26 because we get paid fortnightly, and I just pay that amount each fortnight - due or not. That includes savings and a `miscellaneous' fund for unexpected expenses. Out of our pays, we each have an allowance from which we can spend whatever we want, but if we use it up, that's it.
I have been bankrupt twice because of my bipolar disorder and the manic episodes where I used to spend thousands at a time, and so I am really disciplined and careful with our money. Max just asks me which account to use, I tell him, and he does it.
I also take care of all the tax, payroll, bookkeeping and accounts at work. I love it, so I do it. We never get a bill we can't pay, we always have savings, and we always have money for emergencies, and now, we can afford everything we want. All because of good budgeting. It's a great way to do things, as long as you can be disciplined.
Max thinks I seriously have some Obsessive Compulsive Disorder. Whenever I am doing the fortnightly budget and accounts, he wanders past saying `OCD Police!' just
loud enough for me to hear him!!
(He also says this when I straighten up the fridge magnets, but I can kind of see where he's coming from on that one....