Checkbook

babyharley

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Do you always balance your checkbook? One of my friends hasn't balanced hers in over 5 months!
I would go absolutely insane!
She just goes off of the internet banking that she has, and goes by whatever the bank says! I use internet banking as well, but I also keep my checkbook up to date - daily! I know the bank has screwed up once or twice on my account, which is why I always make sure my balance matches theirs!

I can't imagine only going by that!
Maybe I'm just a bit crazy
 

kittylover4ever

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I balance it by hand once a month, and if it does't come out to the penny, I have a fit!!
 

phenomsmom

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I don't balance my checkbook but I check my account daily and if Ihave any questions I call right away. I have been charged twice by a store and gotten it straightened out immediately. other than that i haven't had any problems. I also have a wallet full of receipts. They don't get thrown out very often so I always have proof of what i have spent and where.
 

gingersmom

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I've never balanced a checkbook in my life. Which is funny, considering how anal rententive I am about details, LOL!


I throw extra money into my register each month, out of sight out of mind kind of thing, and this way I'm saving something, no matter how little, and I never have to worry about having a check bounce. My zero is more than zero. I just don't even want to know how much. If I knew, I'd want to spend it.

Therefore, no balancing of checkbook. VERY weird, I know, I admit it freely.
 

halfpint

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Well if you don't keep track just because the bank says that's what's in there doesn't mean everything has cleared, My sis-in-law who's kinda not quite right told me one time I still have money in there becase that's what the bank says
I use quicken, but lately I have been loosing my mind and I actually had $1000 less then the thing said
I thought wow that can't be right
And I have a few times sent checks and forgot to write them down. Actually I would rather do it by hand to
 

mirinae

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I should balance my chequebook, because I'm really bad with money, but I don't ... because I'm really bad with money.
I do check my banking online a lot, though, so I'm up-to-date on what's going on with my account. I have a good memory for details and can recognize problems on my account right away; my bank has always been really good about handling any issues I might bring to them.
 

emily_325

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Originally Posted by Phenomsmom

I don't balance my checkbook but I check my account daily and if Ihave any questions I call right away. I have been charged twice by a store and gotten it straightened out immediately. other than that i haven't had any problems. I also have a wallet full of receipts. They don't get thrown out very often so I always have proof of what i have spent and where.
That's exactly how I do it. I never balance a checkbook, but I'm in my online banking account every day making sure all my purchases are showing up correctly and I'm not getting charged for weird things. I do it to Brian's account too. I've caught at least three fraudulant charges that showed up in his account that way.
 

starryeyedtiger

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I don't have one, therefore i don't balance one
, but if I did have one, i'd balance it ever time i wrote a check
 

jugen

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I've never balanced my checkbook since I've had my first one.
I always go online and check the balance and our account everyday however that way I can tell if something's not supposed to be on there.
I've only ever bounced a check once the whole time I've done this.
Of course this time, I've put in like $600.00 extra dollars so if something comes up, I never really have to worry.
 

sharky

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Internet here... Used to keep extra and then balence out once every couple weeks
 

jenny82

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I balance mine about once a week and check it online also just as often to make sure they match.
 

sarahbeez

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I have no idea how often I balance my checkbook- probably 1-3 times a month depending on how things work out and what I have going on.

I kind of have an unsual method- at least from what I've seen. I don't ever keep track of my checks by writing them down in that little book they give you and I don't keep track of what I spend on my ATM card either!!! I check my balance online and when a check clears I write right on the carbon copy of my check the date it cleared.... That way when I am figuring out how much $$ I have- no date means it hasn't cashed yet and I have to subtract that right off the top! As for my ATM purchases- I hardly use my card and I only do if I have just deposited my paycheck and I know I have more than enough money for what I'm buying... It may be strange but it's a system that works for me!
 

gailc

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DH balances our personal acct monthly. He does the accounting for the farm (not much to do-wait for the yearly rent check!) and I balance my business checkbook monthly too.
 

ashleynicole

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I don't have a set time to balance mine. I used to be sooo good about writing down every check right when I wrote it. But now I use my check card constantly, so its really easy for me not to bother to write it down. But usually at least once a week or so I get on the internet and balance it that way.

Once I get a job after graduation and actually will have more money to worry about, I'm gonna go back to writing down purchases as soon as possible, and keeping all receipts.
 

scamperfarms

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balance everytime i use a check or the card. We are always watching the budjet so i keep track of every penny..besides more pennies means more toys for the cats, LOL
 
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babyharley

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Originally Posted by ScamperFarms

balance everytime i use a check or the card. We are always watching the budjet so i keep track of every penny..besides more pennies means more toys for the cats, LOL
Same here!
 

arlyn

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Never!
I've never even written a check


I use my card, but my account only gets used for storage room rent and my ebay account.
I check my balance twice a week online.
 

luckygirl

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sorry Kenz....I don't balance mine at all....I just keep up with it online daily....
.....hey, it's hard enough keeping up on TCS & this Reese/Ryan divorce....I certainly don't have to balance my check book.
 
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