re-financing

I've finally gotten the money to refinance our house payment and home equity payment! I'll be taking the paperwork in tomorrow so the lady can start the process! It'll save us about $200/month! We're refinancing with our same mortgage company, too.

That's great!!! That money will really come in handy with the new car!!!

We can't refinance until next January.
Our mortgage payment is almost twice what our rent was.

We got such a low mortgage rate when we bought our condo last December, that I don't think we'll need to refinance any time soon. I think we got 6.25% or something like that. Refinancing is always nice to do because it saves you a good amount of money that you can use for other things.